Looking to Move? Consider the Cheapest States to Live In
Living in the right state can make a huge difference in your financial stability and overall quality of life. If you're looking to stretch your dollar further—whether you're retiring, working remotely or just want to cut costs—some states offer a far lower cost of living than others. Below are the ten cheapest states to live in the U.S., and tips on how to find an affordable moving company to make your move a smooth experience.
1. Mississippi
Mississippi consistently ranks as the cheapest state in the U.S. The median home price is around $150,000, well below the national average. Rent for a one-bedroom apartment often falls under $800 per month. Utilities and groceries are also significantly lower than average. While wages are modest, the low cost of living balances it out for many residents.
2. Arkansas
Arkansas offers low housing costs and very affordable land, especially in rural areas. Median home prices hover around $160,000. Cities like Little Rock and Fayetteville offer a low cost of living with growing job markets. Property taxes and utility costs are also lower than average, making Arkansas ideal for budget-conscious families and retirees.
3. West Virginia
Known for its scenic beauty and small-town charm, West Virginia offers median home prices around $140,000 and very low property taxes. Healthcare and groceries are also less expensive here. While jobs may be more rural, remote workers can find it an incredibly cost-effective option.
4. Missouri
In cities like Springfield and St. Louis, you’ll find affordable housing (the median home price is around $180,000) and a low overall cost of living. Missouri also has relatively low grocery and healthcare costs. A strong rental market makes it an affordable choice for both homeowners and renters.
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5. New Mexico
New Mexico offers a unique mix of cultural richness and low living expenses. Median home prices sit around $210,000, and rent is typically lower than the national average. Utility bills and taxes are also modest. Santa Fe and Albuquerque offer both beauty and budget-friendliness for those seeking a southwestern vibe.
6. Indiana
Indiana is one of the most budget-friendly states in the Midwest. Housing is affordable with a median price of roughly $190,000, and rent for a one-bedroom often falls below $900. The state also boasts relatively low healthcare and utility costs. Indianapolis, in particular, offers a strong job market with a low cost of living.
7. Kentucky
Kentucky combines low housing costs (median price around $180,000) with inexpensive healthcare and utilities. The state also has relatively low property and income taxes. Louisville and Lexington offer urban amenities at a fraction of the cost compared to other U.S. cities.
8. Alabama
With home prices averaging around $170,000 and affordable rent, Alabama remains one of the cheapest states to live in. Utility costs are low, and groceries and gas are generally below the national average. Job opportunities in cities like Huntsville and Birmingham continue to grow, especially in tech and healthcare.
9. Oklahoma
Oklahoma is known for its low housing costs (median price under $180,000), affordable rent and low utility bills. The state has a low tax burden and a thriving job market in cities like Tulsa and Oklahoma City. Gas and groceries also tend to cost less here, making it ideal for families and young professionals alike.
10. Kansas
Kansas rounds out the list with affordable housing and rent, low transportation costs and reasonable grocery prices. Median home prices are around $190,000. Wichita and Topeka are particularly affordable cities, offering big-town amenities with small-town price tags.
Tips on Finding a Moving Company
If you're considering relocating to one of these affordable states, hiring a reliable moving company is key. Here’s how to find one that fits your needs:
- Start with reviews. Use trusted sites like Yelp, Google Reviews or Better Business Bureau to compare customer feedback.
- Get multiple quotes. Don’t settle on the first company you find—get at least three quotes to compare prices and services.
- Verify licensing. Make sure the moving company is licensed through the Federal Motor Carrier Safety Administration (FMCSA) for interstate moves.
- Ask about insurance. Ensure the company provides liability coverage in case of damage or loss during the move.
- Look for discounts. Some companies offer discounts for military, students, seniors or offseason moves.
Moving doesn’t have to be expensive—and once you’re settled in one of these affordable states, your wallet will thank you.
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